Part of the answer for this delemina is for college graduates to consider buying a franchise and getting into business for themselves. There are many, many good franchises for sale now for less than $200,000. Plus, the SBA is happy to finance the purchase for a good part of the deal.
Why not consider this alternative as a young person? ...or even you are in a dead-end job ...move on to owning your own business.
Pacific Rim Business Consultants has a number of good inexpensive franchise opportunities available here in the islands. Visit us at www.pacificrimbusinessconsultants.com or call us at (808)744-1826 to see if we can suggest a franchise fit that will change your life.